Quality Checking, Quality Life. Advantage Plus CHECKING OBCU2022 *Annual Percentage Yield as of 7/1/2022; subject to change. Must have ACH deposit(s) totaling $1000 or more during statement cycle, receive eStatements, and complete at least twenty five (25) point-of-sale (POS) transactions which post to account during the statement cycle to earn advertised APY and ATM foreign surcharge fee refunds (up to $4.99 per transaction with a maximum of $15.00 per month). Foreign fee surcharge must be submitted with the appropriate ATM switch fee coding to qualify for rebate. Limit one account per tax reporting name. If monthly requirements are met, 2.00% APY is earned on balances up to $10,000 and .05% APY is earned on all balances above $10,000. If monthly requirements not met; all balances earn .05% APY. $50 minimum required to open; no minimum balance required after opening. Membership ATM FEE REFUNDS savings account required. Beacon CREDIT UNION (800) 762-3136 2. UP TO 0.00% APY* Go Online beaconcu.org Each account insured up to $250,000. By members' choice, this institution is not federally insured. Quality Checking , Quality Life . Advantage Plus CHECKING OBCU2022 * Annual Percentage Yield as of 7/1/2022 ; subject to change . Must have ACH deposit ( s ) totaling $ 1000 or more during statement cycle , receive eStatements , and complete at least twenty five ( 25 ) point - of - sale ( POS ) transactions which post to account during the statement cycle to earn advertised APY and ATM foreign surcharge fee refunds ( up to $ 4.99 per transaction with a maximum of $ 15.00 per month ) . Foreign fee surcharge must be submitted with the appropriate ATM switch fee coding to qualify for rebate . Limit one account per tax reporting name . If monthly requirements are met , 2.00 % APY is earned on balances up to $ 10,000 and .05 % APY is earned on all balances above $ 10,000 . If monthly requirements not met ; all balances earn .05 % APY . $ 50 minimum required to open ; no minimum balance required after opening . Membership ATM FEE REFUNDS savings account required . Beacon CREDIT UNION ( 800 ) 762-3136 2 . UP TO 0.00 % APY * Go Online beaconcu.org Each account insured up to $ 250,000 . By members ' choice , this institution is not federally insured .