OBCU2023 Advantage Plus CHECKING up to 3.00% APY* 30x National Average *Annual Percentage Yield as of 4/3/2023; subject to change. Must have ACH deposit(s) totaling $1000 or more during statement cycle, receive eStatements, and complete at least twenty five (25) point-of-sale (POS) transactions which post to account during the statement cycle to earn advertised APY and ATM foreign surcharge fee refunds (up to $4.99 per transaction with a maximum of $15.00 per month). Foreign fee surcharge must be submitted with the appropriate ATM switch fee coding to qualify for rebate. Limit one account per tax reporting name. If monthly requirements are met, 3.00% APY is earned on balances up to $10,000 and .05% APY is earned on all balances above $10,000. If monthly requirements not met; all balances earn.05% APY. $50 minimum required to open; no minimum balance required after opening. Membership savings account required. **Comparison based on current Advantage Plus Checking rate as of 4/1/2023 vs. the bank national average interest Interest Checking- $2.5k - US Average of 0.10% APY as of 04/3/2023 sourced by S&P Global U.S Depository Rates. Beacon CREDIT UNION AMERICAN SHARE INSURANCE Each account insured up to $250,000. By members' choice, this institution is not federally insured. Go Online beaconcu.org (800) 762-3136 OBCU2023 Advantage Plus CHECKING up to 3.00 % APY * 30x National Average * Annual Percentage Yield as of 4/3/2023 ; subject to change . Must have ACH deposit ( s ) totaling $ 1000 or more during statement cycle , receive eStatements , and complete at least twenty five ( 25 ) point - of - sale ( POS ) transactions which post to account during the statement cycle to earn advertised APY and ATM foreign surcharge fee refunds ( up to $ 4.99 per transaction with a maximum of $ 15.00 per month ) . Foreign fee surcharge must be submitted with the appropriate ATM switch fee coding to qualify for rebate . Limit one account per tax reporting name . If monthly requirements are met , 3.00 % APY is earned on balances up to $ 10,000 and .05 % APY is earned on all balances above $ 10,000 . If monthly requirements not met ; all balances earn.05 % APY . $ 50 minimum required to open ; no minimum balance required after opening . Membership savings account required . ** Comparison based on current Advantage Plus Checking rate as of 4/1/2023 vs. the bank national average interest Interest Checking- $ 2.5k - US Average of 0.10 % APY as of 04/3/2023 sourced by S & P Global U.S Depository Rates . Beacon CREDIT UNION AMERICAN SHARE INSURANCE Each account insured up to $ 250,000 . By members ' choice , this institution is not federally insured . Go Online beaconcu.org ( 800 ) 762-3136