BUILD ON WHAT YOU'VE BUILT. HOME EQUITY LINE OF CREDIT % 6-MONTH INTRO APR* RATE 6.19 SCAN ME APPLY TODAY! 8.50 HORIZON 150 % ADJUSTS TO QUALIFIED APR* RATE BANK ANNIVERSARY *Introductory APR (Annual Percentage Rate) will be fixed at 6.19% APR for the first 6 months for those lines with up to 89.9% loan to value (LTV). Thereafter, the rate may vary. The rate is based on credit score, LTV and Prime Rate + 0.25%. The Prime Rate equals the highest Wall Street Journal (WSJ) prime rate as published in the WSJ effective the date the 6-month introductory period expires. WSJ prime rate effective 05/04/23 is 8.25% APR. Example: credit score of 730+ and LTV of 70% or less will have a rate of 8.50% as of date of publication following the introductory period. Maximum rate is 25%. APR will not fail below a floor of 3.25% Annual fee is $50, waived for first year. Reimbursement fee up to $399 applies if line is closed within the first 36 months. A minimum draw of 25% of approved loan amount is required to be disbursed at time of loan closing. Subject to credit approval. Other terms and conditions may apply and are subject to change without notice. Offer expires June 30, 2023. UNE Mander FDIC BUILD ON WHAT YOU'VE BUILT . HOME EQUITY LINE OF CREDIT % 6 - MONTH INTRO APR * RATE 6.19 SCAN ME APPLY TODAY ! 8.50 HORIZON 150 % ADJUSTS TO QUALIFIED APR * RATE BANK ANNIVERSARY * Introductory APR ( Annual Percentage Rate ) will be fixed at 6.19 % APR for the first 6 months for those lines with up to 89.9 % loan to value ( LTV ) . Thereafter , the rate may vary . The rate is based on credit score , LTV and Prime Rate + 0.25 % . The Prime Rate equals the highest Wall Street Journal ( WSJ ) prime rate as published in the WSJ effective the date the 6 - month introductory period expires . WSJ prime rate effective 05/04/23 is 8.25 % APR . Example : credit score of 730+ and LTV of 70 % or less will have a rate of 8.50 % as of date of publication following the introductory period . Maximum rate is 25 % . APR will not fail below a floor of 3.25 % Annual fee is $ 50 , waived for first year . Reimbursement fee up to $ 399 applies if line is closed within the first 36 months . A minimum draw of 25 % of approved loan amount is required to be disbursed at time of loan closing . Subject to credit approval . Other terms and conditions may apply and are subject to change without notice . Offer expires June 30 , 2023 . UNE Mander FDIC