100% high quality customer satisfaction custome Apply online with satisfaction Candrew@ruofj.com Rating eal ARUOFF HOME MORTGAGE NMLS: 141868 Cyndi Andrew Senior Loan Officer, NMLS: 202626 260.466.5757 candrew@ruoff.com]www.ruoff.com/cyndiandrew Thisis not an offer for extension of credit or a commitment to lend. All lans must satisfy company underwriting guidelines. LENDER Information and pricing are subject to change at any time and without notice. Equal Housing Lender July 2018 Page 2