Swing into Savings with Advantage Plus Checking Beacon CREDIT UNION Offering ATM refunds and up to 3.00% APY. Your path to greater savings begins here. Open an account now to start saving more today. beaconcu.org *Annual Percentage Yield as of 7/1/2024; subject to change. Must have ACH deposit(s) totaling $1000 or more during statement cycle, receive eStatements, and complete at least twenty five (25) point-of-sale (POS) transactions which post to account during the statement cycle to earn advertised APY and ATM foreign surcharge fee refunds (up to $4.99 per transaction with a maximum of $15.00 per month). Foreign fee surcharge must be submitted with the appropriate ATM switch fee coding to qualify for rebate. Limit one account per tax reporting name. If monthly requirements are met, 3.00% APY is earned on balances up to $10,000 and .05% APY is earned on all balances above $10,000. If monthly requirements not met; all balances earn .05% APY. $50 minimum required to open; no minimum balance required after opening. Membership savings account required. $5 Paper Statement Fee (can be avoided by receiving eStatements). A AMERICAN SHARE INSURANCE Each account insured up to $250,000. By members' choice, this institution is not federally insured. Swing into Savings with Advantage Plus Checking Beacon CREDIT UNION Offering ATM refunds and up to 3.00 % APY . Your path to greater savings begins here . Open an account now to start saving more today . beaconcu.org * Annual Percentage Yield as of 7/1/2024 ; subject to change . Must have ACH deposit ( s ) totaling $ 1000 or more during statement cycle , receive eStatements , and complete at least twenty five ( 25 ) point - of - sale ( POS ) transactions which post to account during the statement cycle to earn advertised APY and ATM foreign surcharge fee refunds ( up to $ 4.99 per transaction with a maximum of $ 15.00 per month ) . Foreign fee surcharge must be submitted with the appropriate ATM switch fee coding to qualify for rebate . Limit one account per tax reporting name . If monthly requirements are met , 3.00 % APY is earned on balances up to $ 10,000 and .05 % APY is earned on all balances above $ 10,000 . If monthly requirements not met ; all balances earn .05 % APY . $ 50 minimum required to open ; no minimum balance required after opening . Membership savings account required . $ 5 Paper Statement Fee ( can be avoided by receiving eStatements ) . A AMERICAN SHARE INSURANCE Each account insured up to $ 250,000 . By members ' choice , this institution is not federally insured .