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    April 6, 2021
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Premier First Time Homebuyer Loan Program First Federal Savings Bank LENDER Contact Me Today! No PMI Required As Little as 5% Down Payment No Closing Cost Option Available FREE Pre-Approvals (260) 445-2274 Kristy Ottinger kristyo@firstfederalbanking.com www.kristyottinger.com NMLS#454477 Borrowers must meet undenwriting guidelines. First Federal will not pay additional fees, such os real estate taves, ony type of house inspection, lock-in fee, or prepaid interest. FDIC Insured. Equal Housing Lender. NMLS # 399927 Premier First Time Homebuyer Loan Program First Federal Savings Bank LENDER Contact Me Today! No PMI Required As Little as 5% Down Payment No Closing Cost Option Available FREE Pre-Approvals (260) 445-2274 Kristy Ottinger kristyo@firstfederalbanking.com www.kristyottinger.com NMLS#454477 Borrowers must meet undenwriting guidelines. First Federal will not pay additional fees, such os real estate taves, ony type of house inspection, lock-in fee, or prepaid interest. FDIC Insured. Equal Housing Lender. NMLS # 399927