Share Certificates 4.25% APY 7 or 36 Months $1,000 Minimum Beacon CREDIT UNION (800) 762-3136 View our rates at beaconcu.org VA AMERICAN SHARE INSURANCE Each account insured up to $250,000. By members' choice, this institution is not federally insured. OBCU2025 Annual Percentage Yield (APY) as of 02/01/25; subject to change. Dividend is compounded monthly. The dividend is calculated by the daily balance method which applies the daily periodic rate to the balance in the account each day. A penalty will be imposed for early withdrawal. Share Certificates 4.25 % APY 7 or 36 Months $ 1,000 Minimum Beacon CREDIT UNION ( 800 ) 762-3136 View our rates at beaconcu.org VA AMERICAN SHARE INSURANCE Each account insured up to $ 250,000 . By members ' choice , this institution is not federally insured . OBCU2025 Annual Percentage Yield ( APY ) as of 02/01/25 ; subject to change . Dividend is compounded monthly . The dividend is calculated by the daily balance method which applies the daily periodic rate to the balance in the account each day . A penalty will be imposed for early withdrawal .