Financial Focus Don't Let Investments Go On Vacation Now that we've gained at least some space from and a 401(k) or similar employer-sponsored plan, the COVID-19 pandemic, summer travel is heating you're investing for one specific, long-term goal: a comfortable retirement. While you can tap into you won't want your investments to take a vacation these accounts for other purposes though doing vestments working for you, with the exact percent- age based on your needs and life stages. up. But while you might be eager to hit the road, Check your progress. How else can you ensure your investments aren't just taking it easy? - you need them to work hard for you consistently. so might incur immediate taxes and penalties they By checking up on them. If you follow a buy-and- hold strategy, your portfolio shouldnt require many changes if it already reflects your goals, risk tolerance and time horizon. Too much buying and selling could jeopardize your ability to follow a con- based invest-ing, by its nature, can help ensure your sistent, long-term strategy. However, "buy and hold" doesn't mean "buy and forget." By reviewing your portfolio at least once a year, you can determine if Invest for growth. Ideally, hard work produces your investments are performing as they should. If they're not working for you as you'd like, you may But how can you make this happen? Here are some ideas: Know your destination. "If you don't know where you want to go, then it doesn't matter which path you take." This bit of wisdom, paraphrased are designed to provide you with income during your retirement years. Similarly, you may have other investments for other purposes, such as a 529 education savings plan. Here's the key point: Goals- from the classic children's book, Alice's Adven-tures portfolio is always working on your behalf, in the in Wonderland, may be appropriate for, say, hikers exploring a new landscape. But as an investor, it way you intended. matters a great deal which path you take. If you only results, and one of the main results you want from your invest-ments is growth that is, you want ey into one investment or another, it will be difficult your investments to appreciate in value so they can dabble in investing, occasionally putting some mon- need to make some changes. If you're traveling this summer, relax and enjoy eventually help you meet your goals. But if you are yourself - but keep those in-vestments working to build a portfolio that's consistently working in your best interest. It's important to create a long- term invest-ment strategy based on where you want to go in life that is, how long you plan to work, overconcentrated in vehicles such as centificates of deposit (CDs) and government securities, you may end up lowering your growth potential. That's not what sort of retirement lifestyle you envision, and so to say that CDs and Treasury bills are in some sense hard. This article was written by Edward Jones "lazy." They can provide you with income and help for use by your local Edward Jones you reduce the impact of market volatility on your on. Match goals with investments. Some investments are designed to achieve certain portfolio. But to achieve most of your goals, you'll goals. To illustrate: When you contribute to an IRA Financial Advisor. need a reasonable number of growth-oriented in- Edward Jones, Member SIPC Edward Jones Michael C. Caley AAMS Pam Covington CFP" AAMS Edward Jones Edward Jones Sean P. Asiala AAMS Edward Jones Tod Heisler AAMS Edward Jones Jason Korner CFP Edward Jones Quinn Nofziger Edward Jones Gwen Ruppert Edward Jones Karen Rupert Financial Advisor Financial Advisor 7329 West Jetferson Blvd Fort Wayne. IN 46804 Financial Advisor Financial Advisor Financial Advisor 7030 Ponne inverness Way. Sute 125 Fort Wayne, IN 46804 432-3613 Making Sense of Investing Financial Advisor 14413 linois Rd Ste Fort Wayne, IN 46814 Financial Advisor 7127 Homestead Rd, Suite C Fort Wayne, IN 46814 karenruperteedwerdjones.com 263-4760 Making Sense of Investing Financial Advisor 901 Chestrut Hils Parkway Fort Wayne, IN 46814 7525 West Jetferson Bivd. Fort Wayne, IN 46804 6525 Corstitution Dr. Fort Wayne. IN 40804 414 S. Scom Rd. Fort Wayne, IN 4814 625-5700 Making Sense of wvesting 432-0304 Making Sense of investing 478-8038 Making Sense of Investing 444-3134 Making Sense of Investing 399-5853 Making Sense of Investing 625-3524 Making Sense of Investing Financial Focus Don't Let Investments Go On Vacation Now that we've gained at least some space from and a 401(k) or similar employer-sponsored plan, the COVID-19 pandemic, summer travel is heating you're investing for one specific, long-term goal: a comfortable retirement. While you can tap into you won't want your investments to take a vacation these accounts for other purposes though doing vestments working for you, with the exact percent- age based on your needs and life stages. up. But while you might be eager to hit the road, Check your progress. How else can you ensure your investments aren't just taking it easy? - you need them to work hard for you consistently. so might incur immediate taxes and penalties they By checking up on them. If you follow a buy-and- hold strategy, your portfolio shouldnt require many changes if it already reflects your goals, risk tolerance and time horizon. Too much buying and selling could jeopardize your ability to follow a con- based invest-ing, by its nature, can help ensure your sistent, long-term strategy. However, "buy and hold" doesn't mean "buy and forget." By reviewing your portfolio at least once a year, you can determine if Invest for growth. Ideally, hard work produces your investments are performing as they should. If they're not working for you as you'd like, you may But how can you make this happen? Here are some ideas: Know your destination. "If you don't know where you want to go, then it doesn't matter which path you take." This bit of wisdom, paraphrased are designed to provide you with income during your retirement years. Similarly, you may have other investments for other purposes, such as a 529 education savings plan. Here's the key point: Goals- from the classic children's book, Alice's Adven-tures portfolio is always working on your behalf, in the in Wonderland, may be appropriate for, say, hikers exploring a new landscape. But as an investor, it way you intended. matters a great deal which path you take. If you only results, and one of the main results you want from your invest-ments is growth that is, you want ey into one investment or another, it will be difficult your investments to appreciate in value so they can dabble in investing, occasionally putting some mon- need to make some changes. If you're traveling this summer, relax and enjoy eventually help you meet your goals. But if you are yourself - but keep those in-vestments working to build a portfolio that's consistently working in your best interest. It's important to create a long- term invest-ment strategy based on where you want to go in life that is, how long you plan to work, overconcentrated in vehicles such as centificates of deposit (CDs) and government securities, you may end up lowering your growth potential. That's not what sort of retirement lifestyle you envision, and so to say that CDs and Treasury bills are in some sense hard. This article was written by Edward Jones "lazy." They can provide you with income and help for use by your local Edward Jones you reduce the impact of market volatility on your on. Match goals with investments. Some investments are designed to achieve certain portfolio. But to achieve most of your goals, you'll goals. To illustrate: When you contribute to an IRA Financial Advisor. need a reasonable number of growth-oriented in- Edward Jones, Member SIPC Edward Jones Michael C. Caley AAMS Pam Covington CFP" AAMS Edward Jones Edward Jones Sean P. Asiala AAMS Edward Jones Tod Heisler AAMS Edward Jones Jason Korner CFP Edward Jones Quinn Nofziger Edward Jones Gwen Ruppert Edward Jones Karen Rupert Financial Advisor Financial Advisor 7329 West Jetferson Blvd Fort Wayne. IN 46804 Financial Advisor Financial Advisor Financial Advisor 7030 Ponne inverness Way. Sute 125 Fort Wayne, IN 46804 432-3613 Making Sense of Investing Financial Advisor 14413 linois Rd Ste Fort Wayne, IN 46814 Financial Advisor 7127 Homestead Rd, Suite C Fort Wayne, IN 46814 karenruperteedwerdjones.com 263-4760 Making Sense of Investing Financial Advisor 901 Chestrut Hils Parkway Fort Wayne, IN 46814 7525 West Jetferson Bivd. Fort Wayne, IN 46804 6525 Corstitution Dr. Fort Wayne. IN 40804 414 S. Scom Rd. Fort Wayne, IN 4814 625-5700 Making Sense of wvesting 432-0304 Making Sense of investing 478-8038 Making Sense of Investing 444-3134 Making Sense of Investing 399-5853 Making Sense of Investing 625-3524 Making Sense of Investing